24089 Ranch House TrlAtlantaMI49709
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.58% yield at 24089 Ranch House Trl, Atlanta, MI, 49709 in Atlanta is solid, but the $886/mo payment compresses net cash flow to $110/mo at $197,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $54,427 by year five, and $1,814/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.59) without U.S. income documentation. Total projected return: $82,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.5% |
| Monthly Cash Flow | $110 | $850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,409 |
| Total Monthly Debt Service | $1,221 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49709, Atlanta, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,858 (100%) |
| Owner Occupied HU | 1,472 (38.2%) |
| Renter Occupied HU | 179 ( 4.6%) |
| Vacant Housing Units | 2,207 (57.2%) |
| Median Home Value | $156,952 |
| Average Home Value | $179,086 |
Housing Distribution
Address Breakdown
Residential
2,068
Single Family
2,068
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49709, Atlanta, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,858 (100%) |
| Owner Occupied HU | 1,472 (38.2%) |
| Renter Occupied HU | 179 ( 4.6%) |
| Vacant Housing Units | 2,207 (57.2%) |
| Median Home Value | $156,952 |
| Average Home Value | $179,086 |
Housing Distribution
Address Breakdown
Residential
2,068
Single Family
2,068
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan L. Stephens • smith realty GROUP
Mls Name: WWMLS
Mls Provider:
Mls ID: #201834473
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