2401 Cabernet CtFallstonMD21047
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 2401 Cabernet Ct, Fallston, MD, 21047 in Fallston: $6,692/mo in rent, $977/mo in net income, 8.74% gross yield, 1.62 DSCR, all at $919,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $253,903 in appreciation and $8,464/yr in principal paydown projects total cumulative return of $411,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $977 | $1,200 |
City averages based on Fallston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,692 |
| Total Monthly Debt Service | $5,350 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21047, Fallston, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,783 (100%) |
| Owner Occupied HU | 4,332 (90.6%) |
| Renter Occupied HU | 306 ( 6.4%) |
| Vacant Housing Units | 145 ( 3.0%) |
| Median Home Value | $579,935 |
| Average Home Value | $621,625 |
Housing Distribution
Address Breakdown
Residential
4,800
Single Family
4,800
Multi-Family
0
Businesses
357
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21047, Fallston, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,783 (100%) |
| Owner Occupied HU | 4,332 (90.6%) |
| Renter Occupied HU | 306 ( 6.4%) |
| Vacant Housing Units | 145 ( 3.0%) |
| Median Home Value | $579,935 |
| Average Home Value | $621,625 |
Housing Distribution
Address Breakdown
Residential
4,800
Single Family
4,800
Multi-Family
0
Businesses
357
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices