240 Sunrise PlaceIraVT05777
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 240 Sunrise Place, Ira, VT, 05777 in Ira. Priced at $269,000, it generates $3,854/mo in gross rent and $2,065/mo in net monthly cash flow, a 17.19% yield that comfortably supports the 3.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,777. Five-year appreciation: $74,320. Equity from principal paydown: $2,478/yr. Total projected cumulative return: $235,369.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $2,065 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,854 |
| Total Monthly Debt Service | $1,683 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05777, West Rutland, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,581 (100%) |
| Owner Occupied HU | 1,129 (71.4%) |
| Renter Occupied HU | 310 (19.6%) |
| Vacant Housing Units | 142 ( 9.0%) |
| Median Home Value | $262,551 |
| Average Home Value | $301,182 |
Housing Distribution
Address Breakdown
Residential
1,216
Single Family
1,216
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05777, West Rutland, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,581 (100%) |
| Owner Occupied HU | 1,129 (71.4%) |
| Renter Occupied HU | 310 (19.6%) |
| Vacant Housing Units | 142 ( 9.0%) |
| Median Home Value | $262,551 |
| Average Home Value | $301,182 |
Housing Distribution
Address Breakdown
Residential
1,216
Single Family
1,216
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices