240 Indian Valley RdIndian ValleyID83632
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Indian Valley at 240 Indian Valley Rd, Indian Valley, ID, 83632 projects strong ROI of -0.98%. Rental yield 0.23%. With 5% annual appreciation, the property builds $4,641,530 in value over five years. Equity growth combined delivers a projected five-year ROI of 6.84%, translating into $324,701 in total cumulative return on $4,746,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.2% | 6.2% |
| Monthly Cash Flow | $(93,450) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,198 |
| Total Monthly Debt Service | $89,963 |
| DSCR Ratio | 0.04x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
5,758 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83632, Indian Valley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 158 (100%) |
| Owner Occupied HU | 131 (82.9%) |
| Renter Occupied HU | 17 (10.8%) |
| Vacant Housing Units | 10 ( 6.3%) |
| Median Home Value | $380,769 |
| Average Home Value | $630,038 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
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No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
5,758 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83632, Indian Valley, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 158 (100%) |
| Owner Occupied HU | 131 (82.9%) |
| Renter Occupied HU | 17 (10.8%) |
| Vacant Housing Units | 10 ( 6.3%) |
| Median Home Value | $380,769 |
| Average Home Value | $630,038 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Stefanie Lancaster • Silvercreek Realty Group
Mls Name: IMLS
Mls ID: #98956447