240 Harvard AveLancasterPA17603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 240 Harvard Ave, Lancaster, PA, 17603 in Lancaster is straightforward: $310,000 in, $2,296/mo in rent, $215/mo out after debt service. The 8.89% gross yield and 1.65 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $85,647 by year five. With $2,855/yr in principal equity, the total cumulative return is projected at $132,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.5% |
| Monthly Cash Flow | $215 | $450 |
City averages based on Lancaster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $1,957 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
3,485 sqft lot
$N/A/sqft
$49 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
3,485 sqft lot
$N/A/sqft
$49 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices