2395 W 21st AveEugeneOR97405
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2395 W 21st Ave, Eugene, OR, 97405 in Eugene is straightforward: $519,990 in, $3,792/mo in rent, $601/mo out after debt service. The 8.75% gross yield and 1.62 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $143,664 by year five. With $4,789/yr in principal equity, the total cumulative return is projected at $235,719.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $601 | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,792 |
| Total Monthly Debt Service | $2,984 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97405, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,569 (100%) |
| Owner Occupied HU | 13,487 (65.6%) |
| Renter Occupied HU | 5,960 (29.0%) |
| Vacant Housing Units | 1,122 ( 5.5%) |
| Median Home Value | $610,753 |
| Average Home Value | $665,497 |
Housing Distribution
Address Breakdown
Residential
19,842
Single Family
18,654
Multi-Family
1,188
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97405, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,569 (100%) |
| Owner Occupied HU | 13,487 (65.6%) |
| Renter Occupied HU | 5,960 (29.0%) |
| Vacant Housing Units | 1,122 ( 5.5%) |
| Median Home Value | $610,753 |
| Average Home Value | $665,497 |
Housing Distribution
Address Breakdown
Residential
19,842
Single Family
18,654
Multi-Family
1,188
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teri Dibos • Keller Williams Realty Eugene and Springfield
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #791601583
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