239 Welton StHarpursvilleNY13787
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 239 Welton St, Harpursville, NY, 13787 in Harpursville: $2,060/mo in rent, $1,126/mo net, 17.66% gross yield, all on a $140,000 acquisition. The 3.27 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $38,679 in value, and $1,289/yr in principal paydown steadily builds equity. Projected total cumulative return: $125,796.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.2% |
| Monthly Cash Flow | $1,126 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,060 |
| Total Monthly Debt Service | $879 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
7.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13787, Harpursville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,581 (100%) |
| Owner Occupied HU | 1,078 (68.2%) |
| Renter Occupied HU | 249 (15.7%) |
| Vacant Housing Units | 254 (16.1%) |
| Median Home Value | $191,758 |
| Average Home Value | $217,526 |
Housing Distribution
Address Breakdown
Residential
1,378
Single Family
1,378
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
7.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13787, Harpursville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,581 (100%) |
| Owner Occupied HU | 1,078 (68.2%) |
| Renter Occupied HU | 249 (15.7%) |
| Vacant Housing Units | 254 (16.1%) |
| Median Home Value | $191,758 |
| Average Home Value | $217,526 |
Housing Distribution
Address Breakdown
Residential
1,378
Single Family
1,378
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Rallo • HOWARD HANNA
Mls Name: GBMLS
Mls Provider:
Mls ID: #331626
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.