239 S 4th AveLa PuenteCA91746
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing239 S 4th Ave, La Puente, CA, 91746 in La Puente is a stable, well-positioned rental at $799,999. Rental yield 6.34%. DSCR 1.17 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $221,025 in value and $7,368/yr in principal paydown builds equity, a total projected return of $256,711.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.0% |
| Monthly Cash Flow | $(725) | $1,200 |
City averages based on La Puente market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,224 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
6,083 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91746, La Puente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,466 (100%) |
| Owner Occupied HU | 4,952 (66.3%) |
| Renter Occupied HU | 2,347 (31.4%) |
| Vacant Housing Units | 167 ( 2.2%) |
| Median Home Value | $654,852 |
| Average Home Value | $706,843 |
Housing Distribution
Address Breakdown
Residential
6,802
Single Family
6,321
Multi-Family
481
Businesses
1,528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
6,083 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91746, La Puente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,466 (100%) |
| Owner Occupied HU | 4,952 (66.3%) |
| Renter Occupied HU | 2,347 (31.4%) |
| Vacant Housing Units | 167 ( 2.2%) |
| Median Home Value | $654,852 |
| Average Home Value | $706,843 |
Housing Distribution
Address Breakdown
Residential
6,802
Single Family
6,321
Multi-Family
481
Businesses
1,528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #IV26072808