239 Coburn StQuincyCA95971
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow239 Coburn St, Quincy, CA, 95971 in Quincy is a top-tier cash-flow asset. At $394,000 it produces $4,032/mo in rent and $1,582/mo in net monthly income, a 12.28% gross rental yield. The DSCR of 2.28 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,978. Five-year appreciation adds $108,855, driving a total cumulative return of $251,191.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $1,582 | $1,500 |
City averages based on Quincy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,032 |
| Total Monthly Debt Service | $2,294 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95971, Quincy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,454 (100%) |
| Owner Occupied HU | 1,889 (54.7%) |
| Renter Occupied HU | 996 (28.8%) |
| Vacant Housing Units | 569 (16.5%) |
| Median Home Value | $377,007 |
| Average Home Value | $397,177 |
Housing Distribution
Address Breakdown
Residential
1,964
Single Family
1,814
Multi-Family
150
Businesses
447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95971, Quincy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,454 (100%) |
| Owner Occupied HU | 1,889 (54.7%) |
| Renter Occupied HU | 996 (28.8%) |
| Vacant Housing Units | 569 (16.5%) |
| Median Home Value | $377,007 |
| Average Home Value | $397,177 |
Housing Distribution
Address Breakdown
Residential
1,964
Single Family
1,814
Multi-Family
150
Businesses
447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices