2384 Mount Olivet Church RdFlemingGA31309
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2384 Mount Olivet Church Rd, Fleming, GA, 31309 in Fleming. Priced at $320,000, it generates $2,903/mo in gross rent and $915/mo in net monthly cash flow, a 10.89% yield that comfortably supports the 2.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,980. Five-year appreciation: $88,410. Equity from principal paydown: $2,947/yr. Total projected cumulative return: $180,296.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $915 | $300 |
City averages based on Fleming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,903 |
| Total Monthly Debt Service | $1,861 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31309, Fleming, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 419 (100%) |
| Owner Occupied HU | 297 (70.9%) |
| Renter Occupied HU | 70 (16.7%) |
| Vacant Housing Units | 52 (12.4%) |
| Median Home Value | $260,326 |
| Average Home Value | $283,232 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31309, Fleming, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 419 (100%) |
| Owner Occupied HU | 297 (70.9%) |
| Renter Occupied HU | 70 (16.7%) |
| Vacant Housing Units | 52 (12.4%) |
| Median Home Value | $260,326 |
| Average Home Value | $283,232 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashleigh Haller • Real Broker, LLC
Mls Name: GIAOR
Mls ID: #1655196
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.