238 Cedar LaneWillistonVT05495
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 238 Cedar Lane, Williston, VT, 05495 in Williston deserves attention. This $339,000 property earns $3,300/mo in rent, a 11.68% gross yield, and nets $1,045/mo after the $1,524/mo payment. DSCR 2.17 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $93,659 compounds alongside $3,122/yr in yearly equity build, for a total cumulative return of $196,471.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $1,045 | $1,200 |
City averages based on Williston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $2,120 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices