238 1st StBowdonGA30108
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 238 1st St, Bowdon, GA, 30108 in Bowdon speaks for itself: 13.4% gross on a $211,313 price, generating $2,360/mo in rent and $1,052/mo in net income after the $950/mo debt service. DSCR 2.48, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,619 stacks alongside $58,382 in projected five-year appreciation and $1,946/yr in principal reduction. Projected total cumulative return: $147,822.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.0% |
| Monthly Cash Flow | $1,052 | $900 |
City averages based on Bowdon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,360 |
| Total Monthly Debt Service | $1,225 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30108, Bowdon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,638 (100%) |
| Owner Occupied HU | 2,511 (69.0%) |
| Renter Occupied HU | 816 (22.4%) |
| Vacant Housing Units | 311 ( 8.5%) |
| Median Home Value | $285,747 |
| Average Home Value | $299,909 |
Housing Distribution
Address Breakdown
Residential
3,413
Single Family
3,326
Multi-Family
87
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30108, Bowdon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,638 (100%) |
| Owner Occupied HU | 2,511 (69.0%) |
| Renter Occupied HU | 816 (22.4%) |
| Vacant Housing Units | 311 ( 8.5%) |
| Median Home Value | $285,747 |
| Average Home Value | $299,909 |
Housing Distribution
Address Breakdown
Residential
3,413
Single Family
3,326
Multi-Family
87
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices