2375 Pepper Tree LnMantecaCA95336
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2375 Pepper Tree Ln, Manteca, CA, 95336 in Manteca is a conservative rental investment at $470,000. Rental yield 6.77%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $129,852; $4,329/yr in principal paydown supplements. Total projected return: $147,628.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.5% |
| Monthly Cash Flow | $(492) | $200 |
City averages based on Manteca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,652 |
| Total Monthly Debt Service | $2,957 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
4,983 sqft lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95336, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,169 (100%) |
| Owner Occupied HU | 11,028 (64.2%) |
| Renter Occupied HU | 5,483 (31.9%) |
| Vacant Housing Units | 658 ( 3.8%) |
| Median Home Value | $579,890 |
| Average Home Value | $595,678 |
Housing Distribution
Address Breakdown
Residential
16,886
Single Family
15,121
Multi-Family
1,765
Businesses
1,283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
4,983 sqft lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95336, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,169 (100%) |
| Owner Occupied HU | 11,028 (64.2%) |
| Renter Occupied HU | 5,483 (31.9%) |
| Vacant Housing Units | 658 ( 3.8%) |
| Median Home Value | $579,890 |
| Average Home Value | $595,678 |
Housing Distribution
Address Breakdown
Residential
16,886
Single Family
15,121
Multi-Family
1,765
Businesses
1,283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Little • RE/MAX Executive
Mls Name: MetroList Services of CA
Mls ID: #225087046