23705 Japatul Valley RdAlpineCA91901
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 23705 Japatul Valley Rd, Alpine, CA, 91901 in Alpine deserves attention. This $820,000 property earns $6,912/mo in rent, a 10.12% gross yield, and nets $1,717/mo after the $3,687/mo payment. DSCR 1.87 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $226,551 compounds alongside $7,552/yr in yearly equity build, for a total cumulative return of $421,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $1,717 | $350 |
City averages based on Alpine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,912 |
| Total Monthly Debt Service | $4,869 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
8.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
8.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices