237 Katherine StEast QuincyCA95971
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 237 Katherine St, East Quincy, CA, 95971 in East Quincy is straightforward: $245,000 in, $2,064/mo in rent, $489/mo out after debt service. The 10.11% gross yield and 1.87 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $67,689 by year five. With $2,256/yr in principal equity, the total cumulative return is projected at $124,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.0% |
| Monthly Cash Flow | $489 | $900 |
City averages based on East Quincy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,064 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95971, Quincy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,454 (100%) |
| Owner Occupied HU | 1,889 (54.7%) |
| Renter Occupied HU | 996 (28.8%) |
| Vacant Housing Units | 569 (16.5%) |
| Median Home Value | $377,007 |
| Average Home Value | $397,177 |
Housing Distribution
Address Breakdown
Residential
1,964
Single Family
1,814
Multi-Family
150
Businesses
447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95971, Quincy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,454 (100%) |
| Owner Occupied HU | 1,889 (54.7%) |
| Renter Occupied HU | 996 (28.8%) |
| Vacant Housing Units | 569 (16.5%) |
| Median Home Value | $377,007 |
| Average Home Value | $397,177 |
Housing Distribution
Address Breakdown
Residential
1,964
Single Family
1,814
Multi-Family
150
Businesses
447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Joy • MOUNTAIN VALLEY APPRAISAL & REALTY
Mls Name: Plumas AOR
Mls Provider:
Mls ID: #20250533
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (IDX) program of the Plumas Association of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright 2025 Plumas Association of Realtors. All Rights Reserved.