237 Hynes RoadPoughquagNY12570
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 237 Hynes Road, Poughquag, NY, 12570 in Poughquag deserves attention. This $925,000 property earns $7,940/mo in rent, a 10.3% gross yield, and nets $1,763/mo after the $4,159/mo payment. DSCR 1.91 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $255,560 compounds alongside $8,519/yr in yearly equity build, for a total cumulative return of $466,202.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $1,763 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,940 |
| Total Monthly Debt Service | $5,809 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
23.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12570, Poughquag, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 2,276 (85.5%) |
| Renter Occupied HU | 285 (10.7%) |
| Vacant Housing Units | 101 ( 3.8%) |
| Median Home Value | $485,841 |
| Average Home Value | $549,149 |
Housing Distribution
Address Breakdown
Residential
2,439
Single Family
2,439
Multi-Family
0
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
23.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12570, Poughquag, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 2,276 (85.5%) |
| Renter Occupied HU | 285 (10.7%) |
| Vacant Housing Units | 101 ( 3.8%) |
| Median Home Value | $485,841 |
| Average Home Value | $549,149 |
Housing Distribution
Address Breakdown
Residential
2,439
Single Family
2,439
Multi-Family
0
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices