236 E Rockland StPhiladelphiaPA19120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 236 E Rockland St, Philadelphia, PA, 19120 in Philadelphia. Priced at $188,500, it generates $1,901/mo in gross rent and $666/mo in net monthly cash flow, a 12.1% yield that comfortably supports the 2.24 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,987. Five-year appreciation: $52,079. Equity from principal paydown: $1,736/yr. Total projected cumulative return: $114,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 5.8% |
| Monthly Cash Flow | $666 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,901 |
| Total Monthly Debt Service | $1,160 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1,648 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1,648 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A