2354 Valwood AveEl MonteCA91732
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in El Monte at 2354 Valwood Ave, El Monte, CA, 91732 projects strong ROI of 3.26%. Rental yield 1.95%. With 5% annual appreciation, the property builds $718,332 in value over five years. Equity growth combined delivers a projected five-year ROI of 30.22%, translating into $221,996 in total cumulative return on $734,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 5.0% |
| Monthly Cash Flow | $(11,870) | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,214 |
| Total Monthly Debt Service | $15,050 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1960
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1960
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PF26060823