235 E 22nd St APT 15PNew YorkNY10010
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 235 E 22nd St APT 15P, New York, NY, 10010 in New York speaks for itself: 21.29% gross on a $749,000 price, generating $13,286/mo in rent and $6,460/mo in net income after the $3,368/mo debt service. DSCR 3.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $77,516 stacks alongside $206,935 in projected five-year appreciation and $6,898/yr in principal reduction. Projected total cumulative return: $709,212.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.3% | 4.8% |
| Monthly Cash Flow | $6,460 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,286 |
| Total Monthly Debt Service | $6,529 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1931
N/A lot
$N/A/sqft
$1,825 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10010, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,835 (100%) |
| Owner Occupied HU | 4,675 (23.6%) |
| Renter Occupied HU | 12,977 (65.4%) |
| Vacant Housing Units | 2,183 (11.0%) |
| Median Home Value | $1,076,308 |
| Average Home Value | $1,205,915 |
Housing Distribution
Address Breakdown
Residential
19,396
Single Family
111
Multi-Family
19,285
Businesses
2,475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1931
N/A lot
$N/A/sqft
$1,825 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10010, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,835 (100%) |
| Owner Occupied HU | 4,675 (23.6%) |
| Renter Occupied HU | 12,977 (65.4%) |
| Vacant Housing Units | 2,183 (11.0%) |
| Median Home Value | $1,076,308 |
| Average Home Value | $1,205,915 |
Housing Distribution
Address Breakdown
Residential
19,396
Single Family
111
Multi-Family
19,285
Businesses
2,475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices