23480 Fort Ross RdCazaderoCA95421
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 23480 Fort Ross Rd, Cazadero, CA, 95421 in Cazadero speaks for itself: 18.37% gross on a $240,000 price, generating $3,674/mo in rent and $1,062/mo in net income after the $1,079/mo debt service. DSCR 3.41, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,741 stacks alongside $66,308 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $164,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.4% | 6.0% |
| Monthly Cash Flow | $1,062 | $300 |
City averages based on Cazadero market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $2,517 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95421, Cazadero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,135 (100%) |
| Owner Occupied HU | 525 (46.3%) |
| Renter Occupied HU | 181 (15.9%) |
| Vacant Housing Units | 429 (37.8%) |
| Median Home Value | $895,677 |
| Average Home Value | $975,676 |
Housing Distribution
Address Breakdown
Residential
488
Single Family
485
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95421, Cazadero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,135 (100%) |
| Owner Occupied HU | 525 (46.3%) |
| Renter Occupied HU | 181 (15.9%) |
| Vacant Housing Units | 429 (37.8%) |
| Median Home Value | $895,677 |
| Average Home Value | $975,676 |
Housing Distribution
Address Breakdown
Residential
488
Single Family
485
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices