2337 Taraval St #2337ASan FranciscoCA94116
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2337 Taraval St #2337A, San Francisco, CA, 94116 in San Francisco fits: $1,298,000, 1.21% gross yield, and a projected 5% annual appreciation rate adding $358,613 in value within five years. Rental yield 1.21%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.22) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,955/yr in principal paydown and $358,613 in appreciation project a total return of $59,617.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 4.5% |
| Monthly Cash Flow | $(6,722) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,308 |
| Total Monthly Debt Service | $7,513 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1912
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1912
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices