2332 Beech LnPampaTX79065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2332 Beech Ln, Pampa, TX, 79065 in Pampa speaks for itself: 13.86% gross on a $255,000 price, generating $2,945/mo in rent and $1,109/mo in net income after the $1,147/mo debt service. DSCR 2.57, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,302 stacks alongside $70,452 in projected five-year appreciation and $2,349/yr in principal reduction. Projected total cumulative return: $169,139.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $1,109 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,945 |
| Total Monthly Debt Service | $1,735 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices