2331 Wright LnBonnievilleKY42713
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2331 Wright Ln, Bonnieville, KY, 42713 in Bonnieville at $249,900 earns $1,643/mo in rent and nets $122/mo after the $1,124/mo payment, a 7.89% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,043 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $2,302/yr in principal paydown, total projected return reaches $102,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.1% |
| Monthly Cash Flow | $122 | $150 |
City averages based on Bonnieville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,643 |
| Total Monthly Debt Service | $1,422 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
20.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42713, Bonnieville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 627 (70.8%) |
| Renter Occupied HU | 148 (16.7%) |
| Vacant Housing Units | 111 (12.5%) |
| Median Home Value | $161,968 |
| Average Home Value | $186,304 |
Housing Distribution
Address Breakdown
Residential
775
Single Family
775
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
20.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42713, Bonnieville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 627 (70.8%) |
| Renter Occupied HU | 148 (16.7%) |
| Vacant Housing Units | 111 (12.5%) |
| Median Home Value | $161,968 |
| Average Home Value | $186,304 |
Housing Distribution
Address Breakdown
Residential
775
Single Family
775
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Cottrell • BLUEGRASS REALTY PROS, INC
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25000941
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.