23300 Colorado River RdGypsumCO81637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 23300 Colorado River Rd, Gypsum, CO, 81637 in Gypsum speaks for itself: 11.7% gross on a $412,300 price, generating $4,021/mo in rent and $1,618/mo in net income after the $1,854/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,421 stacks alongside $113,911 in projected five-year appreciation and $3,797/yr in principal reduction. Projected total cumulative return: $259,853.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.5% |
| Monthly Cash Flow | $1,618 | $1,500 |
City averages based on Gypsum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,021 |
| Total Monthly Debt Service | $2,239 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
