233 W Bodman StBementIL61813
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow233 W Bodman St, Bement, IL, 61813 in Bement is a top-tier cash-flow asset. At $109,900 it produces $1,504/mo in rent and $733/mo in net monthly income, a 16.42% gross rental yield. The DSCR of 3.04 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,794. Five-year appreciation adds $30,363, driving a total cumulative return of $89,320.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 7.0% |
| Monthly Cash Flow | $733 | $1,200 |
City averages based on Bement market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $727 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61813, Bement, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 837 (100%) |
| Owner Occupied HU | 572 (68.3%) |
| Renter Occupied HU | 166 (19.8%) |
| Vacant Housing Units | 99 (11.8%) |
| Median Home Value | $119,565 |
| Average Home Value | $152,491 |
Housing Distribution
Address Breakdown
Residential
755
Single Family
746
Multi-Family
9
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61813, Bement, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 837 (100%) |
| Owner Occupied HU | 572 (68.3%) |
| Renter Occupied HU | 166 (19.8%) |
| Vacant Housing Units | 99 (11.8%) |
| Median Home Value | $119,565 |
| Average Home Value | $152,491 |
Housing Distribution
Address Breakdown
Residential
755
Single Family
746
Multi-Family
9
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices