232 Image DrScotrunPA18355
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 232 Image Dr, Scotrun, PA, 18355 in Scotrun speaks for itself: 13.86% gross on a $243,000 price, generating $2,807/mo in rent and $986/mo in net income after the $1,093/mo debt service. DSCR 2.57, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,838 stacks alongside $67,136 in projected five-year appreciation and $2,238/yr in principal reduction. Projected total cumulative return: $157,039.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $986 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,807 |
| Total Monthly Debt Service | $1,724 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
871.20 sqft lot
$N/A/sqft
$2,736 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18355, Scotrun, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 785 (100%) |
| Owner Occupied HU | 444 (56.6%) |
| Renter Occupied HU | 100 (12.7%) |
| Vacant Housing Units | 241 (30.7%) |
| Median Home Value | $255,625 |
| Average Home Value | $277,934 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
871.20 sqft lot
$N/A/sqft
$2,736 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18355, Scotrun, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 785 (100%) |
| Owner Occupied HU | 444 (56.6%) |
| Renter Occupied HU | 100 (12.7%) |
| Vacant Housing Units | 241 (30.7%) |
| Median Home Value | $255,625 |
| Average Home Value | $277,934 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Schreck • Keller Williams Real Estate - Tannersville
Mls Name: PMAR
Mls ID: #PM-131753