232 Hazle StSugarloafPA18249
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 232 Hazle St, Sugarloaf, PA, 18249 in Sugarloaf is straightforward: $149,900 in, $1,466/mo in rent, $484/mo out after debt service. The 11.74% gross yield and 2.18 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $41,415 by year five. With $1,381/yr in principal equity, the total cumulative return is projected at $88,223.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $484 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,466 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18249, Sugarloaf, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,520 (100%) |
| Owner Occupied HU | 2,041 (81.0%) |
| Renter Occupied HU | 331 (13.1%) |
| Vacant Housing Units | 148 ( 5.9%) |
| Median Home Value | $299,297 |
| Average Home Value | $330,679 |
Housing Distribution
Address Breakdown
Residential
1,688
Single Family
1,688
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18249, Sugarloaf, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,520 (100%) |
| Owner Occupied HU | 2,041 (81.0%) |
| Renter Occupied HU | 331 (13.1%) |
| Vacant Housing Units | 148 ( 5.9%) |
| Median Home Value | $299,297 |
| Average Home Value | $330,679 |
Housing Distribution
Address Breakdown
Residential
1,688
Single Family
1,688
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Buchman • Lewith & Freeman, Drums
Mls Name: Luzerne County AOR
Mls ID: #25-4134