25 E Railroad StNesquehoningPA18240
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Nesquehoning rental at 25 E Railroad St, Nesquehoning, PA, 18240 sits in the solid-income band: 12.41% gross yield, $1,323/mo rent, $485/mo net after the $575/mo debt service, DSCR 2.30. Entry price of $127,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $35,336 and $1,178/yr in principal reduction bring total cumulative return to $79,907.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.2% |
| Monthly Cash Flow | $485 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,323 |
| Total Monthly Debt Service | $787 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18240, Nesquehoning, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,049 (100%) |
| Owner Occupied HU | 1,203 (58.7%) |
| Renter Occupied HU | 448 (21.9%) |
| Vacant Housing Units | 398 (19.4%) |
| Median Home Value | $213,419 |
| Average Home Value | $204,011 |
Housing Distribution
Address Breakdown
Residential
1,851
Single Family
1,740
Multi-Family
111
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18240, Nesquehoning, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,049 (100%) |
| Owner Occupied HU | 1,203 (58.7%) |
| Renter Occupied HU | 448 (21.9%) |
| Vacant Housing Units | 398 (19.4%) |
| Median Home Value | $213,419 |
| Average Home Value | $204,011 |
Housing Distribution
Address Breakdown
Residential
1,851
Single Family
1,740
Multi-Family
111
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine M. Gensey • IronValley RE of Lehigh Valley
Mls Name: GLVR
Mls ID: #764082