232 Citizen StBay Saint LouisMS39520








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Bay Saint Louis at 232 Citizen St, Bay Saint Louis, MS, 39520 priced at $399,000 pairs $1,883/mo rent with after a $1,953/mo payment. Total monthly income equals $1,883/mo. Return on cash invested is 14.84% in year one, and rental yield stands at 5.66% on a $399,000 basis. Equity gained on principal adds $2,575/yr, and 5% annual appreciation accumulates to $110,236 by year five. Five-year ROI measures 75.59% and total cumulative return in cash reaches $99,986. For financing, Ziffy Mortgage’s DSCR program evaluates $1,883/mo property income against a $1,953/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1900
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Listed by: Caroline Colquett • Coldwell Banker Alfonso Realty-BSL
Mls Name: MLS United
Mls ID: #4132660







