2316 Crossandra StMascotteFL34753
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2316 Crossandra St, Mascotte, FL, 34753 in Mascotte earns a respectable 8.17% gross yield at $349,900, but after the $1,573/mo mortgage the net cash flow is $59/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.51) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $96,671 over five years, making equity the dominant return driver. Total projected return: $137,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $59 | $300 |
City averages based on Mascotte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,381 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
10,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34753, Mascotte, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,193 (100%) |
| Owner Occupied HU | 1,615 (73.6%) |
| Renter Occupied HU | 463 (21.1%) |
| Vacant Housing Units | 115 ( 5.2%) |
| Median Home Value | $278,266 |
| Average Home Value | $323,303 |
Housing Distribution
Address Breakdown
Residential
2,717
Single Family
2,717
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
10,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34753, Mascotte, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,193 (100%) |
| Owner Occupied HU | 1,615 (73.6%) |
| Renter Occupied HU | 463 (21.1%) |
| Vacant Housing Units | 115 ( 5.2%) |
| Median Home Value | $278,266 |
| Average Home Value | $323,303 |
Housing Distribution
Address Breakdown
Residential
2,717
Single Family
2,717
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices