2315 Kratky Rd APT BSaint LouisMO63114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2315 Kratky Rd APT B, Saint Louis, MO, 63114 in Saint Louis. Priced at $133,900, it generates $1,577/mo in gross rent and $505/mo in net monthly cash flow, a 14.13% yield that comfortably supports the 2.62 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,064. Five-year appreciation: $36,994. Equity from principal paydown: $1,233/yr. Total projected cumulative return: $84,361.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 7.8% |
| Monthly Cash Flow | $505 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
1,655 sqft lot
$N/A/sqft
$205 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
1,655 sqft lot
$N/A/sqft
$205 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A