231 S Hemlock Ln #231WilliamstownMA01267
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 231 S Hemlock Ln #231, Williamstown, MA, 01267 in Williamstown hard to pass up. The 12.04% gross yield on a $359,999 purchase results in $3,613/mo in rent and $800/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.23). Annual cash flow of $9,602, five-year appreciation of $99,461, and $3,316/yr in equity build-up combine for a projected total cumulative return of $190,502.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 5.2% |
| Monthly Cash Flow | $800 | $420 |
City averages based on Williamstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,613 |
| Total Monthly Debt Service | $2,670 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1975
N/A lot
$N/A/sqft
$544 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1975
N/A lot
$N/A/sqft
$544 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices