231 Clyde Marengo RdClydeNY14433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 231 Clyde Marengo Rd, Clyde, NY, 14433 in Clyde speaks for itself: 11.17% gross on a $469,900 price, generating $4,373/mo in rent and $1,235/mo in net income after the $2,113/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,819 stacks alongside $129,825 in projected five-year appreciation and $4,328/yr in principal reduction. Projected total cumulative return: $258,691.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $1,235 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,373 |
| Total Monthly Debt Service | $2,951 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1800
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14433, Clyde, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,989 (100%) |
| Owner Occupied HU | 1,356 (68.2%) |
| Renter Occupied HU | 456 (22.9%) |
| Vacant Housing Units | 177 ( 8.9%) |
| Median Home Value | $100,368 |
| Average Home Value | $175,260 |
Housing Distribution
Address Breakdown
Residential
1,721
Single Family
1,698
Multi-Family
23
Businesses
103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1800
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14433, Clyde, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,989 (100%) |
| Owner Occupied HU | 1,356 (68.2%) |
| Renter Occupied HU | 456 (22.9%) |
| Vacant Housing Units | 177 ( 8.9%) |
| Median Home Value | $100,368 |
| Average Home Value | $175,260 |
Housing Distribution
Address Breakdown
Residential
1,721
Single Family
1,698
Multi-Family
23
Businesses
103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices