2306 Lakeview DrBradleyCA93426
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2306 Lakeview Dr, Bradley, CA, 93426 in Bradley is a top-tier cash-flow asset. At $629,408 it produces $3,737/mo in rent and $2,156/mo in net monthly income, a 12.32% gross rental yield. The DSCR of 1.32 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $25,876. Five-year appreciation adds $173,894, driving a total cumulative return of $203,789.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.5% |
| Monthly Cash Flow | $2,156 | $300 |
City averages based on Bradley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,737 |
| Total Monthly Debt Service | $4,056 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
9,108 sqft lot
$N/A/sqft
$183 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93426, Bradley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,426 (100%) |
| Owner Occupied HU | 372 (26.1%) |
| Renter Occupied HU | 221 (15.5%) |
| Vacant Housing Units | 833 (58.4%) |
| Median Home Value | $835,165 |
| Average Home Value | $1,060,336 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
945
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
9,108 sqft lot
$N/A/sqft
$183 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93426, Bradley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,426 (100%) |
| Owner Occupied HU | 372 (26.1%) |
| Renter Occupied HU | 221 (15.5%) |
| Vacant Housing Units | 833 (58.4%) |
| Median Home Value | $835,165 |
| Average Home Value | $1,060,336 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
945
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A