2301 W Michigan AvePensacolaFL32526
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2301 W Michigan Ave, Pensacola, FL, 32526 in Pensacola earns its strong cash-flow label: 16.92% yield, $1,620/mo rent, $773/mo net income, DSCR 3.13. The $114,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $31,745 by year five. Combined with $1,058/yr in principal paydown, total projected return reaches $93,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 5.8% |
| Monthly Cash Flow | $773 | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $802 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2006
871.20 sqft lot
$N/A/sqft
$85 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2006
871.20 sqft lot
$N/A/sqft
$85 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices