2300 Whittier Ave, Baltimore, MD, 21217 | $20/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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2300 Whittier Ave, Baltimore, MD, 21217 | $20/mo Cash Flow | Ziffy

Pending

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 2300 Whittier Ave, Baltimore, MD, 21217 offers a 7.51% rental yield on a $475,000 purchase with $2,974/mo rent. Total monthly income registers $2,974/mo, and a $2,325/mo payment leaves $20/mo available for distribution. Annual cash flow reaches $235/yr on $157,463 to close, and return on cash invested stands at 20.06% in year one. Equity gained on principal adds $3,065/yr while 5% annual appreciation supports $131,234 over five years. Portfolio math shows five-year ROI at 103.69% and total cumulative return in cash at $163,267. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,974/mo property income against a $2,325/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in 1920

2,200 sqft lot

$N/A/sqft

No HOA

More details about the property

Fully Renovated Legal 3-Unit in Prime West Baltimore Turnkey with Rental Income + Expansion Potential! Welcome to 2300 Whittier Ave a fully renovated triplex just steps from Druid Hill Park and minutes to Downtown Baltimore. This turnkey multifamily offers serious value with all-new plumbing, electric, and HVAC systems, separate metering, and central heating/AC in each unit. Two spacious units are projected to rent at $1,650+ per month, with one unit already rented on the Section 8 program at $2,000/month. The third unit is move-in readyideal for a house hacker looking to live mortgage-free while the other units pay the bills. Bonus: an additional detached structure in the rear offers potential for extra incomewhether as a rental storage space or fourth unit after rehab. Rear decks provide outdoor space, and the corner lot gives extra visibility. Whether youre a first-time buyer looking to live for free, or an investor seeking stable cash flow in a growth zonethis property checks all the boxes.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21217, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,293 (100%)
Owner Occupied HU	4,471 (24.4%)
Renter Occupied HU	9,610 (52.5%)
Vacant Housing Units	4,212 (23.0%)
Median Home Value	$283,175
Average Home Value	$302,895