23 Whiterock Rd, Phenix City, AL, 36869 | $1,009/mo Cash Flow

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23 Whiterock Rd, Phenix City, AL, 36869 | $1,009/mo Cash Flow | Ziffy

Off market

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Phenix City at 23 Whiterock Rd, Phenix City, AL, 36869 with 5% annual appreciation on a $304,600 basis while $2,728/mo rent supports operations. Total monthly income totals $2,728/mo and a $1,491/mo payment preserves $1,009/mo for cash returns. Annual cash flow comes to $12,103/yr on $100,975 deployed, and return on cash invested reaches 31.89% in year one. Equity gained on principal adds $1,966/yr, and five-year appreciation sums $84,155 alongside rental yield of 10.75%. Five-year ROI measures 166.41% and total cumulative return in cash totals $168,028.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,728/mo property income versus a $1,491/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to your future oasis! Step inside this charming 3 bedroom, 2.5 bathroom home where comfort meets functionality. Spread across a generous 1,940 square feet, this abode is designed to cater to your every need. As you enter, you're greeted by a spacious main floor that's tailor-made for entertaining. Picture yourself hosting lively gatherings or enjoying cozy family dinners in the open-concept living and dining areas. The kitchen, boasting ample counter space, is a chef's dream come true?perfect for whipping up culinary delights while engaging with guests.Upstairs, tranquility awaits with three cozy bedrooms, ensuring everyone has their own private sanctuary to unwind. The primary suite beckons with its peaceful ambiance and en-suite bathroom, promising relaxation after a long day.Every corner of this home exudes confidence in its craftsmanship and endearing charm. From the playful elegance of the main floor to the loyal promise of comfort upstairs, this space is more than just a house?it's where memories are made and cherished.Come explore and envision your life in this delightful home. Welcome to the epitome of modern living?where every detail reflects our commitment to your happiness and comfort.

Neighborhood Data

Neighborhood data shown for ZIP Code: 36869, Phenix City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,978 (100%)
Owner Occupied HU	4,896 (49.1%)
Renter Occupied HU	3,977 (39.9%)
Vacant Housing Units	1,105 (11.1%)
Median Home Value	$141,605
Average Home Value	$170,815