23 W 4th StPottstownPA19464
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow23 W 4th St, Pottstown, PA, 19464 in Pottstown is a top-tier cash-flow asset. At $229,999 it produces $3,247/mo in rent and $1,740/mo in net monthly income, a 16.94% gross rental yield. The DSCR of 3.14 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $20,881. Five-year appreciation adds $63,544, driving a total cumulative return of $199,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 5.8% |
| Monthly Cash Flow | $1,740 | $320 |
City averages based on Pottstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,247 |
| Total Monthly Debt Service | $1,416 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2,940 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19464, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,264 (100%) |
| Owner Occupied HU | 13,243 (62.3%) |
| Renter Occupied HU | 6,671 (31.4%) |
| Vacant Housing Units | 1,350 ( 6.3%) |
| Median Home Value | $315,178 |
| Average Home Value | $369,942 |
Housing Distribution
Address Breakdown
Residential
20,087
Single Family
18,515
Multi-Family
1,572
Businesses
1,604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2,940 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19464, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,264 (100%) |
| Owner Occupied HU | 13,243 (62.3%) |
| Renter Occupied HU | 6,671 (31.4%) |
| Vacant Housing Units | 1,350 ( 6.3%) |
| Median Home Value | $315,178 |
| Average Home Value | $369,942 |
Housing Distribution
Address Breakdown
Residential
20,087
Single Family
18,515
Multi-Family
1,572
Businesses
1,604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices