23 Pine DrWyomingPA18644
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Wyoming rentals match the income profile of 23 Pine Dr, Wyoming, PA, 18644. Listed at $265,000, gross rent is $2,532/mo and net cash flow is $796/mo, a 11.47% yield well above national averages. DSCR 2.12 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $73,215 by year five with $2,441/yr in annual principal reduction, projecting $152,095 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $796 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,532 |
| Total Monthly Debt Service | $1,631 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18644, Wyoming, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,599 (70.2%) |
| Renter Occupied HU | 853 (23.0%) |
| Vacant Housing Units | 250 ( 6.8%) |
| Median Home Value | $237,786 |
| Average Home Value | $296,909 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,365
Multi-Family
72
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18644, Wyoming, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,599 (70.2%) |
| Renter Occupied HU | 853 (23.0%) |
| Vacant Housing Units | 250 ( 6.8%) |
| Median Home Value | $237,786 |
| Average Home Value | $296,909 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,365
Multi-Family
72
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices