23 N Pointe DrBataviaNY14020
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 23 N Pointe Dr, Batavia, NY, 14020 in Batavia. Priced at $224,900, it generates $2,782/mo in gross rent and $1,013/mo in net monthly cash flow, a 14.84% yield that comfortably supports the 2.75 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,157. Five-year appreciation: $62,136. Equity from principal paydown: $2,071/yr. Total projected cumulative return: $152,175.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.2% |
| Monthly Cash Flow | $1,013 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,782 |
| Total Monthly Debt Service | $1,679 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1993
2,439 sqft lot
$N/A/sqft
$800 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14020, Batavia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,699 (100%) |
| Owner Occupied HU | 5,597 (52.3%) |
| Renter Occupied HU | 4,231 (39.5%) |
| Vacant Housing Units | 871 ( 8.1%) |
| Median Home Value | $167,726 |
| Average Home Value | $201,365 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
8,847
Multi-Family
905
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1993
2,439 sqft lot
$N/A/sqft
$800 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14020, Batavia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,699 (100%) |
| Owner Occupied HU | 5,597 (52.3%) |
| Renter Occupied HU | 4,231 (39.5%) |
| Vacant Housing Units | 871 ( 8.1%) |
| Median Home Value | $167,726 |
| Average Home Value | $201,365 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
8,847
Multi-Family
905
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices