22W144 59th StLisleIL60532
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 22W144 59th St, Lisle, IL, 60532 in Lisle delivers $5,160/mo in gross rent and $536/mo in net monthly income at a $645,000 entry. The 9.6% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $178,202 over five years and $5,941/yr in equity from loan paydown, total projected return is $281,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $536 | $1,500 |
City averages based on Lisle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,160 |
| Total Monthly Debt Service | $4,367 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2024
2,381 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60532, Lisle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,508 (100%) |
| Owner Occupied HU | 7,626 (56.5%) |
| Renter Occupied HU | 5,132 (38.0%) |
| Vacant Housing Units | 750 ( 5.6%) |
| Median Home Value | $423,623 |
| Average Home Value | $449,351 |
Housing Distribution
Address Breakdown
Residential
13,032
Single Family
7,632
Multi-Family
5,400
Businesses
1,243
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2024
2,381 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60532, Lisle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,508 (100%) |
| Owner Occupied HU | 7,626 (56.5%) |
| Renter Occupied HU | 5,132 (38.0%) |
| Vacant Housing Units | 750 ( 5.6%) |
| Median Home Value | $423,623 |
| Average Home Value | $449,351 |
Housing Distribution
Address Breakdown
Residential
13,032
Single Family
7,632
Multi-Family
5,400
Businesses
1,243
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices