2295 Radcliff Cir SEGrand RapidsMI49546
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.61 makes 2295 Radcliff Cir SE, Grand Rapids, MI, 49546 in Grand Rapids one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.71%. The 8.71% yield, 5% annual appreciation ($63,545 over five years), and $2,118/yr in principal reduction project a total cumulative return of $75,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.8% |
| Monthly Cash Flow | $(207) | $850 |
City averages based on Grand Rapids market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,668 |
| Total Monthly Debt Service | $1,784 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
$359 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
$359 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Sova • JH Realty Partners
Mls Name: MichRIC
Mls Provider:
Mls ID: #25019803
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2025 MichRIC, LLC. All rights reserved.