22908 Regent TerSterlingVA20166
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 22908 Regent Ter, Sterling, VA, 20166 in Sterling is listed at $409,000 and delivers $2,950/mo in rent and $505/mo in net monthly cash flow. The 8.65% yield and 1.60 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $112,999 over five years, and $3,767/yr in principal reduction supplements cash return. Total projected cumulative return: $187,213.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $505 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,950 |
| Total Monthly Debt Service | $2,282 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20166, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,071 (100%) |
| Owner Occupied HU | 2,937 (48.4%) |
| Renter Occupied HU | 2,856 (47.0%) |
| Vacant Housing Units | 278 ( 4.6%) |
| Median Home Value | $704,199 |
| Average Home Value | $729,534 |
Housing Distribution
Address Breakdown
Residential
6,133
Single Family
4,465
Multi-Family
1,668
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20166, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,071 (100%) |
| Owner Occupied HU | 2,937 (48.4%) |
| Renter Occupied HU | 2,856 (47.0%) |
| Vacant Housing Units | 278 ( 4.6%) |
| Median Home Value | $704,199 |
| Average Home Value | $729,534 |
Housing Distribution
Address Breakdown
Residential
6,133
Single Family
4,465
Multi-Family
1,668
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices