229 J.h. Smith RdColumbiaKY42728








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Columbia at 229 J. h. Smith Rd, Columbia, KY, 42728 earns $292/mo cash flow from $1,077/mo rent with a $631/mo payment. Total monthly income totals $1,077/mo, and annual cash flow totals $3,507/yr on $42,764 capital. ROI tracks 28.11% on current figures, and rental yield reads 10.02% at a $129,000 purchase. Equity gained on principal adds $832/yr, and 5% annual appreciation supports $35,640 over five years. Five-year ROI reaches 146.79% and total cumulative return in cash sums $62,773. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,077/mo property income instead of your personal income.
Single Family
Built in 2000
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42728, Columbia, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,454 (100%) |
| Owner Occupied HU | 4,718 (63.3%) |
| Renter Occupied HU | 1,706 (22.9%) |
| Vacant Housing Units | 1,030 (13.8%) |
| Median Home Value | $174,555 |
| Average Home Value | $209,118 |
Housing Distribution
Address Breakdown
Residential
6,845
Single Family
6,845
Multi-Family
0
Businesses
658
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