4253 Elkhorn RdKnifleyKY42753
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 4253 Elkhorn Rd, Knifley, KY, 42753 in Knifley. At $109,900 it earns $1,032/mo in rent and distributes $363/mo to the owner after the $494/mo payment, a consistent 11.27% yield. DSCR 2.09 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $30,363 in value; $1,012/yr in principal paydown compounds ownership stake. Total projected return: $65,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 8.0% |
| Monthly Cash Flow | $363 | $850 |
City averages based on Knifley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,032 |
| Total Monthly Debt Service | $625 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42753, Knifley, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 196 (62.4%) |
| Renter Occupied HU | 42 (13.4%) |
| Vacant Housing Units | 76 (24.2%) |
| Median Home Value | $136,538 |
| Average Home Value | $190,038 |
Housing Distribution
Address Breakdown
Residential
316
Single Family
316
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42753, Knifley, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 196 (62.4%) |
| Renter Occupied HU | 42 (13.4%) |
| Vacant Housing Units | 76 (24.2%) |
| Median Home Value | $136,538 |
| Average Home Value | $190,038 |
Housing Distribution
Address Breakdown
Residential
316
Single Family
316
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices