2284 Four Seasons DrGambrillsMD21054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2284 Four Seasons Dr, Gambrills, MD, 21054 in Gambrills deserves attention. This $484,900 property earns $4,189/mo in rent, a 10.37% gross yield, and nets $1,173/mo after the $2,180/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $133,969 compounds alongside $4,466/yr in yearly equity build, for a total cumulative return of $259,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $1,173 | $250 |
City averages based on Gambrills market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,189 |
| Total Monthly Debt Service | $2,823 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
6,930 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21054, Gambrills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,974 (100%) |
| Owner Occupied HU | 4,537 (75.9%) |
| Renter Occupied HU | 1,088 (18.2%) |
| Vacant Housing Units | 349 ( 5.8%) |
| Median Home Value | $625,326 |
| Average Home Value | $666,194 |
Housing Distribution
Address Breakdown
Residential
5,325
Single Family
4,376
Multi-Family
949
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
6,930 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21054, Gambrills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,974 (100%) |
| Owner Occupied HU | 4,537 (75.9%) |
| Renter Occupied HU | 1,088 (18.2%) |
| Vacant Housing Units | 349 ( 5.8%) |
| Median Home Value | $625,326 |
| Average Home Value | $666,194 |
Housing Distribution
Address Breakdown
Residential
5,325
Single Family
4,376
Multi-Family
949
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices