2284 Fairgrounds StCommerceCA90040
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2284 Fairgrounds St, Commerce, CA, 90040 in Commerce speaks for itself: 11.42% gross on a $839,900 price, generating $7,994/mo in rent and $2,581/mo in net income after the $3,777/mo debt service. DSCR 2.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $30,972 stacks alongside $232,049 in projected five-year appreciation and $7,736/yr in principal reduction. Projected total cumulative return: $485,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.4% |
| Monthly Cash Flow | $2,581 | $1,500 |
City averages based on Commerce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,994 |
| Total Monthly Debt Service | $5,079 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
4,815 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90040, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,636 (100%) |
| Owner Occupied HU | 1,673 (46.0%) |
| Renter Occupied HU | 1,897 (52.2%) |
| Vacant Housing Units | 66 ( 1.8%) |
| Median Home Value | $636,377 |
| Average Home Value | $634,873 |
Housing Distribution
Address Breakdown
Residential
3,448
Single Family
2,823
Multi-Family
625
Businesses
1,572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
4,815 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90040, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,636 (100%) |
| Owner Occupied HU | 1,673 (46.0%) |
| Renter Occupied HU | 1,897 (52.2%) |
| Vacant Housing Units | 66 ( 1.8%) |
| Median Home Value | $636,377 |
| Average Home Value | $634,873 |
Housing Distribution
Address Breakdown
Residential
3,448
Single Family
2,823
Multi-Family
625
Businesses
1,572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices