22814 Saint Helena Dr, Smartsville, CA, 95977 | $4,032/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Smartsville at 22814 Saint Helena Dr, Smartsville, CA, 95977 offers a 33.37% rental yield on a $189,000 purchase with $5,256/mo rent. Total monthly income registers $5,256/mo, and a $925/mo payment leaves $4,032/mo available for distribution. Annual cash flow reaches $48,381/yr on $62,654 to close, and return on cash invested stands at 97.13% in year one. Equity gained on principal adds $1,220/yr while 5% annual appreciation supports $52,217 over five years. Portfolio math shows five-year ROI at 517.3% and total cumulative return in cash at $324,106. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $5,256/mo property income against a $925/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1981

5 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95977, Smartville, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	789 (100%)
Owner Occupied HU	600 (76.0%)
Renter Occupied HU	117 (14.8%)
Vacant Housing Units	72 ( 9.1%)
Median Home Value	$619,845
Average Home Value	$800,579