228 Harris RdJacksonGA30233
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 228 Harris Rd, Jackson, GA, 30233 in Jackson. Rental yield 4.43%. At $720,000 with 4.43% gross yield, current distributions are modest, but the 5% appreciation rate projects $198,923 in new equity by year five, complemented by $6,631/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.82) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $161,705.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 8.0% |
| Monthly Cash Flow | $(1,724) | $1,200 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,658 |
| Total Monthly Debt Service | $4,096 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30233, Jackson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,209 (100%) |
| Owner Occupied HU | 7,106 (69.6%) |
| Renter Occupied HU | 2,173 (21.3%) |
| Vacant Housing Units | 930 ( 9.1%) |
| Median Home Value | $269,196 |
| Average Home Value | $290,155 |
Housing Distribution
Address Breakdown
Residential
9,453
Single Family
9,372
Multi-Family
81
Businesses
716
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30233, Jackson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,209 (100%) |
| Owner Occupied HU | 7,106 (69.6%) |
| Renter Occupied HU | 2,173 (21.3%) |
| Vacant Housing Units | 930 ( 9.1%) |
| Median Home Value | $269,196 |
| Average Home Value | $290,155 |
Housing Distribution
Address Breakdown
Residential
9,453
Single Family
9,372
Multi-Family
81
Businesses
716
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lorie Couch • Coldwell Banker Bullard Realty
Mls Name: GAMLS
Mls Provider:
Mls ID: #20173684
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