228 Farley LnPomonaCA91767
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 228 Farley Ln, Pomona, CA, 91767 in Pomona worth study. Rental yield 5.93%. The 5.93% gross yield is below cash-flow benchmarks at $607,000, but 5% annual appreciation, adding $167,703 over five years, frames this as a capital growth position. Rent of $3,000/mo partially offsets the $2,729/mo payment. Ziffy Mortgage finances appreciation-play properties (1.10 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $168,519.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(973) | $400 |
City averages based on Pomona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $3,732 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
1,306 sqft lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91767, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,124 (100%) |
| Owner Occupied HU | 8,126 (50.4%) |
| Renter Occupied HU | 7,444 (46.2%) |
| Vacant Housing Units | 554 ( 3.4%) |
| Median Home Value | $622,267 |
| Average Home Value | $689,793 |
Housing Distribution
Address Breakdown
Residential
15,589
Single Family
12,165
Multi-Family
3,424
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
1,306 sqft lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91767, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,124 (100%) |
| Owner Occupied HU | 8,126 (50.4%) |
| Renter Occupied HU | 7,444 (46.2%) |
| Vacant Housing Units | 554 ( 3.4%) |
| Median Home Value | $622,267 |
| Average Home Value | $689,793 |
Housing Distribution
Address Breakdown
Residential
15,589
Single Family
12,165
Multi-Family
3,424
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices